Risk
Aurify RMS
The Institutional-Grade Control Framework for Precious-Metals Risk.
A dedicated, institutional-grade risk management system for the precious-metals business - organised as a three-layer architecture over a Unified Risk Data Layer, so there is no siloed exposure and risk is seen as one connected picture rather than a set of disconnected reports.
Modules
Market Risk
Mark-to-market, Value-at-Risk, hedge ratio, FX and gap risk.
Credit Risk
Counterparty limits, margin and collateral management.
Liquidity Risk
Cash and metal forecasting, liquidity coverage and survival-days analysis.
Inventory Risk
Allocated and unallocated positions, work-in-progress and serial-level reconciliation.
Operational Risk
Maker-checker controls, audit trail and override detection.
Compliance Risk
AML/CFT, KYC, goAML, VAT, IFRS and sanctions exposure.
Logistics Risk
In-transit metal, insurance and courier dependency.
Infrastructure Risk
IT health, disaster-recovery readiness and vault security.
Analytics
Cross-risk aggregation, pattern detection and benchmarking.
AI Engine
Default prediction, fraud detection and dynamic limits.
Stress & Scenario Engine
Predefined shocks and multi-variable scenario combinations.
Architecture
Three layers. One risk picture.
Intelligence Layer
Layer 3Aurify IQ models scoring, forecasting and flagging across every risk.
Control & Systemic Risk Core
Layer 2Controls, compliance and the operational dependencies around the metal.
Financial Risk Core
Layer 1Market, credit, liquidity and inventory risk engines running on live positions.
All modules share a Unified Risk Data Layer - no siloed exposure.
Key system outputs
Real-Time Exposure
A unified view of market, credit, liquidity and inventory exposure across all entities.
Early Warning Alerts
AI-powered signals before breaches occur: default probability, margin deficits and anomalies.
Regulatory Reporting
AML, goAML, VAT, IFRS, KYC status and sanction alerts as automated compliance output.
Executive Heatmap
A visual risk-concentration map across counterparties, geographies, metals and operations.
Stress Test Results
Survival probability, capital impact and decision simulation under multiple shock scenarios.
Systemic Risk Index
A composite index aggregating financial, operational, compliance and infrastructure health.